every

one

deserves a decent place to live

“Habitat has opened my eyes to the value of hard work, and to be a part of building your very own home makes you appreciate it even more!”, Tasha - Habitat Homeowner

 

Homeowner Orientation Class - January 12 | 6pm | 817 W. Pearl Street | Back west side of Love Inc. building

See important class information below.

meet our partner families

Our homeowner for the Community/Faith Build is Amanda. She  is a single mom of a 6 year old daughter.  She currently lives with her mother as she couldn't find  affordable housing in the area.  Amanda is a very hard working vet tech and adores her animals.  She has already finished her sweat equity hours required by HFHBC so she is ready to go!  She is SO excited of fulfilling her dream of home ownership and a place she and her daughter can call their forever home! 

Our 2020 Women Build homeowner is Jacklynn, a single mom with a 5 year old son.  She works as a Qualified Medication Aide at a long-term care facility in Lebanon.  Jacklynn is also proudly part of the Indiana National Guard Reserves.  She loves spending time with her son, movie marathons and has a keen interest in marine biology.  She is excited to be joining the HFHBC Family after dreaming of an affordable, long-term and secure home!

Important Information for Orientation Classes - due to the room size:

  • Masks are required.

  • Only 2 members of a family are allowed into the classes.

  • Only 3 families total are allowed in each class.

Thank you for your understanding and cooperation!​

If you or someone you know is interested in applying to be a homeowner through Habitat for Humanity of Boone County, please consider our three basic criteria:

 
 
 

how to apply

1. need for housing


You will be considered in need of housing if your present housing is not adequate and if you are unable to obtain adequate housing through other conventional means. Lack of adequate housing may be demonstrated by problems with the present structure, problems with utility services, overcrowding, or unaffordable housing. If you are living in subsidized or transitional housing, such as Section 8, you may qualify.




2.  ability to pay


You must be able to make monthly mortgage payments. Because Habitat for Humanity offers a “hand up, not a hand out,” homeowners must be able to afford to make monthly mortgage payments on their homes. This payment includes the mortgage, real estate taxes, and insurance payments. Habitat for Humanity of Boone County will help you determine if you are able to afford a home. You must have a stable income. You must have at least one year of stable income coming into your household. This income can come from a variety of sources and can include non-work income such as food stamps, child support, TANF, Social Security, etc., if you can guarantee you will receive that income for the next three years. Your income should be documentable and confirmable. You must meet credit guidelines. All prospective homeowners will undergo a credit check, but Habitat for Humanity’s credit guidelines are not as strict as a bank’s might be. If there has been a bankruptcy in your past, it needs to be discharged for at least one year, and you must demonstrate improved credit since then. If you have a court judgment resulting in a fine or settlement that is still unpaid, the judgment must be paid in full.
You must have a reasonable level of debt. Medical bills will not be counted against you. Habitat for Humanity of Boone County can help you work to raise your credit score, if needed.




3.  willingness to partner


Once you have been selected to receive a home, you will become a “partner family.” This partnership is a unique characteristic of Habitat for Humanity because it fosters cooperation and feelings of pride, ownership, and responsibility. In order to partner with Habitat, each adult family member in a household is responsible for completing 200 volunteer hours with Habitat for Humanity of Boone County. This “sweat equity” requirement can be completed during site construction on current homes, in the Habitat office, or at other local nonprofit organizations. Additionally, each partner family is expected to be cooperative and responsive when working with Habitat and to work in a spirit of understanding and open communication.





 

steps to qualify

If you think you meet the three above criteria, you can then follow these steps!

attend an orientation meeting

The application process requires the attendance at one of our Orientation meetings. All potential individuals who will be on the mortgage must attend an Orientation meeting.

Meetings are held at 6PM on the second Tuesday of each month at our location. Click the map for our location.

fill out an application

Applications are available at the monthly orientation meetings, by contacting the Habitat office at 765-483-5134, or downloading the application below.

Our Family Selection Committee will then review your application and hold a home interview to determine your status for home ownership. Once approved you will be asked to make modest deposit toward your home.

earn sweat equity

Sweat equity is credit you are given for doing Habitat-related work and attending classes. 

Each person on the mortgage will be required to complete a minimum of 200 hours of sweat equity. Most sweat equity hours are earned by working at construction sites. Additional hours can be earned by volunteering time at a local nonprofit organization.

homeownership FAQ

frequently asked questions

1. need for housing


You will be considered in need of housing if your present housing is not adequate and if you are unable to obtain adequate housing through other conventional means. Lack of adequate housing may be demonstrated by problems with the present structure, problems with utility services, overcrowding, or unaffordable housing. If you are living in subsidized or transitional housing, such as Section 8, you may qualify.




2.  ability to pay


You must be able to make monthly mortgage payments. Because Habitat for Humanity offers a “hand up, not a hand out,” homeowners must be able to afford to make monthly mortgage payments on their homes. This payment includes the mortgage, real estate taxes, and insurance payments. Habitat for Humanity of Boone County will help you determine if you are able to afford a home. You must have a stable income. You must have at least one year of stable income coming into your household. This income can come from a variety of sources and can include non-work income such as food stamps, child support, TANF, Social Security, etc., if you can guarantee you will receive that income for the next three years. Your income should be documentable and confirmable. You must meet credit guidelines. All prospective homeowners will undergo a credit check, but Habitat for Humanity’s credit guidelines are not as strict as a bank’s might be. If there has been a bankruptcy in your past, it needs to be discharged for at least one year, and you must demonstrate improved credit since then. If you have a court judgment resulting in a fine or settlement that is still unpaid, the judgment must be paid in full.
You must have a reasonable level of debt. Medical bills will not be counted against you. Habitat for Humanity of Boone County can help you work to raise your credit score, if needed.




3.  willingness to partner


Once you have been selected to receive a home, you will become a “partner family.” This partnership is a unique characteristic of Habitat for Humanity because it fosters cooperation and feelings of pride, ownership, and responsibility. In order to partner with Habitat, each adult family member in a household is responsible for completing 200 volunteer hours with Habitat for Humanity of Boone County. This “sweat equity” requirement can be completed during site construction on current homes, in the Habitat office, or at other local nonprofit organizations. Additionally, each partner family is expected to be cooperative and responsive when working with Habitat and to work in a spirit of understanding and open communication.





 

Mailing address:
PO Box 5015
Zionsville, IN 46077

 

Physical address:

10650 Andrade Drive

Zionsville, IN  46077

ReStore Hours:

Monday             Closed

Tuesday            Closed

Wednesday   10am - 4:30pm
Thursday         10am - 4:30pm
Friday                  10am - 5:30pm
Saturday           10am - 4:30pm
Sunday               Closed

Donation Hours:

Monday             10am - 4pm

Tuesday            10am - 4pm

Wednesday   10am - 4pm
Thursday         10am - 4pm
Friday                  10am - 4pm
Saturday           10am - 4
pm
Sunday               Closed

© 2020 Habitat for Humanity of Boone County